Terms of Service
Effective Date: July 29, 2025
Welcome to The Final Percent (“Company”, “we”, “us”, or “our”). These Terms of Service (“Terms”) govern your access to and use of our website and the digital products, content, and services offered through it (collectively, the “Services”).
By purchasing or accessing any digital product from The Final Percent, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
1. Eligibility
To use our Services or purchase digital products, you must be at least 18 years old or have permission from a parent or legal guardian. By using our Services, you represent and warrant that you meet this requirement.
2. Digital Products
All products sold by The Final Percent are digital in nature. No physical goods will be shipped.
Upon successful purchase, you will receive access to the digital product through your account. This access remains active unless otherwise revoked per these Terms.
3. Refund Policy
We offer a 30-day money-back guarantee under the following conditions:
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You must complete and fully use the digital product as it was designed to be used.
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To request a refund, you must provide reasonable proof of full participation or usage (e.g., completed modules, worksheets, or activity logs).
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If your refund is approved:
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Your access to the digital product will be permanently revoked.
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You agree not to retain, share, download, or use any materials from the product in any form.
Note: Refunds will not be issued for partial use, lack of engagement, or dissatisfaction without full completion of the product.
To initiate a refund, email [email protected] within 30 days of your purchase with your order information and proof of completion.
4. Intellectual Property
All content provided by The Final Percent—digital products, text, videos, graphics, downloads, and branding—is the property of The Final Percent or its licensors and is protected under copyright and trademark laws.
You are granted a personal, non-transferable, non-commercial license to access and use purchased content. You may not copy, distribute, reproduce, modify, or create derivative works without prior written permission.
5. Account Responsibility
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. We reserve the right to suspend or terminate accounts found in violation of these Terms.
6. No Warranties
The Services and digital products are provided “as is” without warranties of any kind, express or implied. We make no guarantees that our products will meet your expectations or that they will be uninterrupted, secure, or error-free.
7. Limitation of Liability
To the fullest extent permitted by law, The Final Percent shall not be liable for any indirect, incidental, or consequential damages arising out of or related to your use of our Services or digital products.
8. Modifications
We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to this page with the revised date. Continued use of the Services constitutes acceptance of the updated Terms.
9. Governing Law
These Terms are governed by the laws of the State of Colorado, without regard to its conflict of law principles.
10. Contact Us
If you have any questions about these Terms or our policies, please contact us:
The Final Percent
Email: [email protected]
Website: https://www.thefinalpercent.com